Spencer, TN Homes for Sale

Spencer, TN Homes for Sale July 15, 2024
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Nestled amidst the rolling hills of Tennessee lies Spencer, a charming town that embodies the warmth of the American South. Moving to a new place is always an adventure filled with excitement, anticipation, and sometimes, a hint of trepidation. If you're considering making Spencer, TN your new abode, you're in for a delightful experience. The town, known for its tight-knit community and scenic beauty, offers residents a serene environment away from the hustle and bustle of larger cities.

Spencer boasts a rich history, a plethora of recreational activities, and the charm of a small town while still providing modern amenities. Its close-knit community means not only getting to know your neighbors but also becoming part of a larger family that looks out for one another.

Finding a home in Spencer is like searching for your own haven in this picturesque locale. Whether you're looking for historic homes that tell tales of yesteryears, modern establishments with contemporary luxuries, or a cozy abode overlooking the natural splendors of the region, there's something here for every preference and budget.

In this guide, we'll walk you through the nuances of relocating to Spencer, TN, and provide you with invaluable insights to make your home-finding journey seamless and memorable. From understanding the local housing market to getting acquainted with the neighborhoods, schools, and community culture, let's embark on this journey to find your dream home in Spencer. Welcome to your new beginning!

Housing Market

Spencer, TN, often described as a hidden gem in the heart of Tennessee, offers a unique blend of housing options that cater to a diverse range of preferences. The housing market here, like the town itself, is intimate, with properties reflecting a mix of the town’s rich history and its forward-looking aspirations. Homes with grandiose Victorian architectures stand proud, bearing testimony to an era gone by, while newly constructed houses offer modern conveniences in a more contemporary setting.

Spencer TN Homes

The affordability factor is one of Spencer's major draws. Compared to larger metropolitan areas, Spencer's real estate offers excellent value for money. It’s not uncommon to find spacious homes with sprawling yards, all without breaking the bank. This affordability, combined with the town's peaceful environment, has attracted a steady stream of newcomers looking for a respite from city life.

Another intriguing aspect of Spencer's housing market is the abundance of land available for purchase. Those interested in building homes from scratch or seeking larger plots for agriculture or recreation will find ample opportunities here. Over the past few years, there's been a noticeable increase in custom-built homes, where buyers work hand-in-hand with builders to design residences tailored to their personal tastes and needs.

For those who value community connections and accessibility, the central areas of Spencer present an ideal choice. Living closer to the town center provides easy access to local businesses, schools, and community events. On the other hand, properties on the outskirts of Spencer are perfect for those seeking solitude, often surrounded by breathtaking views of the countryside and offering a more rustic charm.

In terms of investment, the Spencer housing market has shown consistent growth over the years. While it may not experience the wild fluctuations of bigger cities, its steady and resilient nature has made it appealing for both first-time buyers and seasoned investors. The town's commitment to preserving its heritage while accommodating growth ensures that it remains a desirable place to live for generations to come.

Nearby Cities

Adjacent to Spencer, TN, are a few cities that have managed to carve unique identities of their own, each offering distinct housing markets, lifestyles, and attributes that contribute to the rich tapestry of the region.

Take McMinnville, for instance. Known as the "Nursery Capital of the World," this city is surrounded by lush greenery and is famed for its extensive horticultural industry. The housing market in McMinnville reflects its strong ties to nature, with many homes having spacious gardens and green spaces. Beyond housing, the city's lifestyle revolves around outdoor activities, with ample opportunities for hiking, gardening, and exploring the local flora and fauna.

Chattanooga Homes

Crossville, also known as the "Golf Capital of Tennessee," offers its own set of charms. This city is a haven for golf enthusiasts, with numerous top-tier golf courses dotting the landscape. The housing market here is diverse, with a mix of upscale golf course communities, historic homes, and modern residential developments. The lifestyle in Crossville is leisurely and recreation-centered, perfect for retirees and those who appreciate a more relaxed pace of life.

Cookeville, a more urban environment compared to Spencer, boasts a lively atmosphere thanks to Tennessee Tech University. This educational hub brings a youthful vibe, diverse cultures, and economic growth to the city. The housing market in Cookeville caters to a broad demographic, from student apartments to family homes. The presence of the university also means that there's a bustling arts and entertainment scene, with numerous events, festivals, and cultural happenings taking place throughout the year.

Lastly, there's Chattanooga, a city renowned for its breathtaking scenic beauty and its strategic location along the Tennessee River. Chattanooga's housing market has seen a significant transformation in recent years, with a trend towards urban renewal and the development of waterfront properties. The city seamlessly blends its industrial past with a modern lifestyle. Known for attractions like the Tennessee Aquarium and the historic Chattanooga Choo Choo, the city's unique attributes make it a captivating place to live and visit.

Each of these cities, with their distinct personalities and offerings, complements the serene and close-knit ambiance of Spencer, collectively painting a comprehensive picture of life in this charming corner of Tennessee.

Top Neighborhoods

In Spencer, TN, the residential charm lies in its harmonious mix of natural beauty, historical roots, and a strong sense of community. As with any town, certain neighborhoods stand out, each presenting its unique allure for potential residents.

Old Town Spencer Homes

One of Spencer's most sought-after neighborhoods is Riverside. As the name suggests, this area boasts homes that offer stunning views of the nearby waterways. The tranquil sound of flowing water combined with tree-lined streets creates a peaceful haven for residents. Riverside homes often have large backyards, making them ideal for families or those who simply love outdoor activities and gardening.

Old Town Spencer is where the heart of the town's history beats. Cobblestone streets and well-preserved historic homes lend the area an old-world charm that's hard to resist. This neighborhood is perfect for those who appreciate architecture and wish to own a piece of Spencer's storied past. Its proximity to the town center means easy access to local shops, eateries, and community events.

The Hillcrest area, set atop Spencer's rolling hills, provides residents with panoramic views of the surrounding landscapes. Here, homes are spacious and typically come with generous plots of land. Those with a penchant for sunset views and open spaces would find Hillcrest to be an ideal match. The neighborhood also has a reputation for being family-friendly, with several parks and recreational areas within walking distance.

Lastly, for those who value modern amenities and newer constructions, the Spencer Meadows neighborhood might be of interest. This newer development has homes built with contemporary designs and conveniences. The community is closely knit, with neighborhood gatherings and block parties being a common sight, especially during the warmer months. Spencer Meadows also has the advantage of being near some of the town's newest schools and commercial areas.

Each neighborhood in Spencer, TN, offers a unique living experience. Whether you're looking for scenic beauty, historic charm, modern conveniences, or a combination of all, Spencer has a neighborhood ready to welcome you home.

Top Condos & Townhomes

Spencer, TN, nestled within the stunning natural landscapes of Tennessee, offers a variety of residential options for those seeking the comfort of condo or townhome living. Among the top communities in the area is Hillside Haven, a tranquil development that caters to those who prioritize peace and serenity. The community boasts well-maintained units that merge modern amenities with a touch of traditional Tennessee charm. With tree-lined avenues and proximity to local parks, residents here find a balance between nature and contemporary living.

Woodland Glade Homes

A stone's throw away from the heart of Spencer is Woodland Glade, another prominent townhome community. Known for its spacious units and impeccable landscaping, it offers residents both luxury and practicality. The community features a mix of classic and modern architectural designs, ensuring that every homeowner finds a space that resonates with their personal aesthetic. Its strategic location also means that schools, shopping centers, and recreational areas are easily accessible.

Not too far off, Riverfront Residences offers a unique blend of townhome living with breathtaking views of the nearby waterways. This community is perfect for those who love the idea of waking up to the gentle sounds of water and the sight of sun-dappled waves. The units here are designed with large windows and balconies, allowing residents to make the most of the picturesque surroundings. In addition, the community has a reputation for its friendly neighborhood atmosphere, making newcomers feel right at home from day one.

Lastly, there's Spencer Heights, a newer development that combines modernity with efficiency. Aimed at young professionals and growing families, this community offers a range of amenities, from state-of-the-art fitness centers to communal lounges. The units are designed with an emphasis on space optimization, ensuring that every square foot is put to good use. Its proximity to the city's business district and transportation hubs also makes it an attractive option for those who commute daily.

Each of these communities brings its own flavor to Spencer, ensuring that prospective homeowners have a wide range of choices to fit their lifestyle and preferences. Whether it's the allure of nature, the convenience of urban living, or a mix of both, Spencer, TN surely has a townhome or condo community that's just right.

Cost of Living

When talking about Spencer, TN, it's evident that this quaint locale offers a different living experience compared to more metropolitan areas in the USA. For starters, the cost of living in Spencer is generally lower than what you'd find in bustling cities like New York, San Francisco, or even Nashville. The most notable difference is in housing costs. Whereas a monthly rental in Manhattan might cost an arm and a leg, in Spencer, you can secure a spacious property for a fraction of that price.

Downtown Spencer TN

Beyond housing, everyday expenses in Spencer, like groceries, transportation, and dining out, tend to be more affordable. For instance, if you were to compare the average price of a meal in Spencer to that in Los Angeles, you'd likely find that dining in Spencer is considerably cheaper. This doesn't necessarily mean a compromise in quality; it's just a reflection of the overall economic dynamics, including lower operational costs for businesses in smaller towns.

Now, when it comes to utilities, healthcare, and other essential services, the prices in Spencer are somewhat comparable to the national average. This means that while you might save a lot on housing, you won't see as significant a drop in these other areas as you might expect. However, compared to cities like Seattle or Chicago, residents of Spencer still generally find their dollar stretches further.

It's also worth noting that while the lower cost of living is a significant advantage for many, Spencer doesn't offer the same urban amenities and vast career opportunities that larger cities boast. Metro cities often command higher salaries, which, although offset by higher living costs, can offer a wider range of professional growth opportunities. So, while you might save on rent and that morning cup of coffee in Spencer, TN, it's essential to balance these savings against what you're looking for in terms of lifestyle, professional prospects, and personal growth.

Restaurants and Dining

Spencer, TN, might be a smaller town, but when it comes to dining, it certainly packs a punch. The local culinary scene is a delightful blend of traditional Southern comfort food and more contemporary offerings, ensuring that there's something for everyone.

Slice of Heaven Pizzeria

One can't talk about Spencer's dining scene without mentioning Mama Lou's Diner. This classic spot is a favorite among locals and visitors alike. With its checkered floors, retro décor, and the mouthwatering aroma of homemade pies wafting through the air, it's the place to be if you're in the mood for some hearty Southern fare. Their fried chicken, paired with creamy mashed potatoes and gravy, is the talk of the town.

If you're looking for something a bit more upscale, The Spencer Bistro offers a more refined dining experience. The menu here is a mix of classic American dishes with a gourmet twist, combined with some international flavors. The ambiance is cozy, making it perfect for date nights or special occasions. Their wine selection is also worth noting, with options that complement the dishes beautifully.

Pizza enthusiasts will find solace in Spencer's very own Slice of Heaven Pizzeria. While they offer the classic pepperoni and cheese options, adventurous souls might want to try their unique topping combinations. The crust, crispy on the outside and soft on the inside, sets the stage for a pizza experience that's hard to forget.

Of course, if you're in the mood for some international flavors, El Ranchito offers a delectable range of Mexican dishes. From spicy tacos to flavorful burritos, it's a place where you can get an authentic taste of Mexican cuisine. Their margaritas, with just the right kick, are the perfect accompaniment to a spicy meal.

And for those mornings when all you crave is a good cup of joe and a freshly baked pastry, Spencer's Coffee Corner is the go-to spot. This local café is not just about great coffee; it's a community hub where locals gather to catch up, share stories, and start their day on a bright note.

All in all, Spencer, TN, might be modest in size, but its culinary offerings are diverse and rich, promising delightful gastronomic adventures to its residents and visitors.

Shopping and Entertainment

When it comes to entertainment and shopping in Spencer, TN, the town offers a delightful mix of local charm and modern conveniences. While it might not rival the bustling metropolises in terms of glitzy entertainment complexes, Spencer has its unique brand of leisure activities that both locals and visitors have come to adore.

Spencer Theater

Firstly, let's talk about entertainment. The Spencer Theater is a cherished local gem, often hosting community plays, local musicians, and touring acts. It’s a place where the community gathers, not just for the performances but also for the camaraderie. Beyond the theater, nature itself serves as a backdrop for entertainment. The nearby parks and green spaces are ideal for picnics, hiking, or just lazing about on a sunny day, making nature a central part of the Spencer entertainment experience.

As for festivals, the annual Spencer Fair is an event that's marked on every resident's calendar. With its live music, craft stalls, and carnival games, it's a celebration of everything that makes the town unique. Not to mention the delicious fair food – from cotton candy to smoked barbecue, it's a gastronomic delight.

When it comes to shopping, Spencer boasts a range of local boutiques and artisanal stores. The Main Street, lined with brick-and-mortar shops, is a haven for those who appreciate handcrafted goods, antiques, and unique finds. Lily’s Boutique, for example, offers a curated collection of apparel and accessories, reflecting the latest trends with a touch of Southern flair.

For those who love hunting for antiques and collectibles, The Vintage Vault is a must-visit. Every item in the store tells a story, and the friendly shop owners are always eager to share tales of the treasures they house. Meanwhile, for day-to-day needs, Spencer has a few general stores and supermarkets that ensure residents don’t have to travel far for their essentials.

While Spencer, TN, might not have sprawling malls or multi-screen cinemas, the town more than makes up for it with its community-driven events, natural beauty, and unique shopping experiences. It's a place where entertainment is intertwined with the community's fabric, and every shopping trip can feel like a delightful treasure hunt.

Parks and Nature

Spencer, TN, is a veritable haven for nature enthusiasts, with its abundance of parks and natural attractions that beckon locals and visitors alike. Nestled amidst the beauty of Tennessee's countryside, the town and its surroundings offer an array of options for those who want to bask in the great outdoors.

Fall Creek Falls State Park

One of the crowning jewels of Spencer's natural attractions is the Fall Creek Falls State Park. Spanning a vast expanse, this park is renowned for its cascading waterfalls, with the titular Fall Creek Falls being one of the highest in the eastern United States. Beyond its watery wonders, the park is crisscrossed with hiking trails of varying difficulties, suitable for both novices and seasoned hikers. The canopy-covered paths, the calls of local wildlife, and the gentle sounds of flowing water create a tranquil setting for nature walks.

For those who fancy a picnic or a day out with family, Spencer City Park offers the perfect locale. With well-maintained green spaces, playgrounds for children, and BBQ pits, it's a favored spot for weekend get-togethers. The park, with its open spaces, also becomes the venue for many community events, merging nature with local festivities.

Bledsoe State Forest is another natural treasure in the vicinity. This vast forested area provides an opportunity for activities like camping, bird watching, and even horseback riding. The dense woodlands, home to diverse flora and fauna, give visitors a chance to connect with nature in its most pristine form. And for those with a penchant for fishing, the numerous streams within the forest offer ample opportunities.

Lastly, for those who prefer a gentle stroll amidst nature rather than a hike, the Spencer Botanical Gardens offer a delightful experience. With its curated collection of local plants, flowers, and even some exotic species, it's a colorful and fragrant journey through nature's bounty.

All in all, Spencer's rich tapestry of parks and natural attractions ensures that residents and visitors are never too far from a refreshing nature escape. Whether it's the rush of a waterfall, the tranquility of a forest, or the vibrancy of a garden, Spencer, TN, delivers a fulfilling and rejuvenating nature experience.

Business and Industry

Spencer, TN, while retaining its quaint and charming ambiance, is backed by a selection of businesses and industries that drive its local economy. The town's geographic location and its wealth of natural resources have played a significant role in shaping its industrial landscape.

Cornfield Spencer, TN

A cornerstone of Spencer's business sector is the timber and logging industry. Given its location amidst dense woodlands, the town has historically been a hub for logging enterprises. Local sawmills and woodworking businesses source their raw materials from the surrounding forests, leading to a proliferation of handcrafted furniture stores and related businesses in the area. This has not only provided employment for many but has also placed Spencer on the map for quality wood products.

Agriculture is another pivotal industry in Spencer. The fertile Tennessee soil, combined with the town's favorable climate, makes it ideal for farming. Local farms produce a variety of crops, including corn, soybeans, and a myriad of vegetables. Moreover, several orchards dot the landscape, producing apples, peaches, and other fruits, which often find their way to neighboring towns and cities' markets. These agricultural activities have given rise to supporting businesses such as farm equipment suppliers and local farmers' markets.

Tourism, driven by Spencer's natural attractions, has seen a steady rise over the years. The presence of landmarks like Fall Creek Falls State Park has spurred the growth of local businesses catering to tourists. This includes bed and breakfast establishments, guided tour services, and local eateries that offer authentic Tennessee flavors.

Lastly, with the town's growth, there has been a rise in small businesses catering to the local population's daily needs. From retail stores to service-oriented enterprises like beauty salons and repair shops, Spencer has witnessed a growth in entrepreneurship that has enriched its local economy.

While Spencer, TN, might not be a bustling industrial city, its blend of traditional industries with emerging business sectors makes it a dynamic and evolving economic hub in its own right. The symbiotic relationship between its natural resources and business growth ensures that the town retains its unique identity while paving the way for future development.

Airport and Transportation

Traveling to and from Spencer, TN, brings with it the quaint charm of small-town connectivity. When it comes to air travel, the nearest significant airport to Spencer is the Chattanooga Metropolitan Airport, located in Chattanooga, TN. While not right next door, it's a manageable drive, often taking a little under two hours by car. The airport provides a range of domestic flights, ensuring Spencer residents have reasonably straightforward access to various parts of the country. This facility is especially beneficial for those occasional business trips or holiday getaways.

Chattanooga Airport TN

Now, when considering public transportation within Spencer, it’s essential to understand that this is where the town’s smaller scale becomes more evident. Unlike larger metropolitan areas, Spencer doesn't boast an extensive public transit system like subways or trams. Instead, the town relies more on regional bus services that connect it to nearby towns and cities. These buses are a convenient way for residents without personal vehicles to move around the region.

For more localized travel, many residents of Spencer find that cars or bikes are often the most efficient means of getting around. The town’s layout and infrastructure make it reasonably easy for short car trips or even leisurely bike rides. There's a sense of community closeness here, where many amenities and destinations are just a short drive or a pleasant walk away.

While Spencer might not have the bustling transit hubs seen in big cities, its connection to the broader region through road networks and the proximity to Chattanooga's airport ensures that the world remains within reach for its residents. It’s a blend of quiet town life with the essential touchpoints to the outside world, making travel both an experience and a journey.


The weather in Spencer, TN! It's a dance of seasons that brings its unique beauty and challenges. Situated in the heartland of Tennessee, Spencer experiences the delightful spectrum of four distinct seasons, each offering its own brand of charm.

Spring in Spencer TN

Spring in Spencer is a refreshing sight to behold. As the cold grip of winter loosens, the town awakens with a burst of colors. Trees dress up in fresh foliage, and flowers bloom in gardens and along the roadsides. It's not uncommon to see locals taking leisurely strolls, enjoying the moderate temperatures and the gentle breezes that this season offers. Rain showers are frequent but usually short-lived, making way for picturesque rainbows that seem to touch down amidst the green landscapes.

Then comes summer, and with it, the warmth. While daytime temperatures can climb, it's the Southern humidity that's often the talk of the town. But it's also the season for barbecues, pool parties, and evening gatherings on porches. The long days allow for extended outdoor activities, from picnics in the local parks to weekend hiking trips.

Fall is arguably the most enchanting time in Spencer. The trees put on a mesmerizing display of oranges, reds, and yellows. The air turns crisp, and there's that unmistakable scent of fallen leaves and woodsmoke. It's the perfect season for apple picking, hayrides, and enjoying a cup of hot cider under a blanket of stars.

Winter, while not excessively harsh, does bring its colder temperatures and occasional snowfall. The sight of Spencer under a soft blanket of snow, with rooftops and trees glistening, is postcard-perfect. It's a time for cozy firesides, warm cocoa, and perhaps some snowball fights or sledding for the more adventurous spirits.

Throughout the year, Spencer’s weather and seasons provide a backdrop to the rhythm of life in the town. Each season, with its highs and lows, paints a distinct picture, making living in Spencer a continually changing, yet ever-familiar experience.

Private and Public Schools

In Spencer, TN, education holds a significant place in the community's heart, with both public and private schools playing pivotal roles in shaping the town's young minds. The schools here reflect the tight-knit nature of the community, ensuring that students receive attentive care and quality education.

Van Buren County Schools

The public school system in Spencer is overseen by the Van Buren County Schools district. Van Buren County High School is often the focal point of conversations about education in Spencer. Known for its dedicated staff and a diverse range of extracurricular activities, this school offers students a comprehensive education. It's not just about academics; the emphasis on sports, arts, and community service ensures that students are well-rounded individuals by the time they graduate. The school also enjoys robust support from the local community, with many events and fundraisers turning into town-wide celebrations.

For families seeking a more intimate educational setting or a curriculum rooted in religious beliefs, there are private schooling options available. While not as numerous as in larger cities, these institutions provide an alternative to public schooling, with smaller class sizes and often a faith-based approach to education. These schools emphasize values, discipline, and character development alongside academic pursuits.

One thing that stands out about schools in Spencer, be it public or private, is the sense of community involvement. Parents, educators, and local businesses often collaborate on projects, events, and fundraisers. This collective approach ensures that students not only receive quality education but are also ingrained with a strong sense of community and belonging.

In Spencer, the journey of education is not just about textbooks and exams; it's about building character, fostering community ties, and preparing students for the broader world beyond the town's borders.


The tapestry of Spencer, TN, is richly woven with stories from the past, painting a vivid picture of a town deeply connected to its roots. Located in Van Buren County, the history of Spencer reflects its unique position in Tennessee's landscape and its evolution over the years.

Spencer TN History

In the early days, Spencer, like many towns in the region, was shaped significantly by the indigenous communities that once thrived there. These original inhabitants cultivated the land and established trading routes, laying the groundwork for future settlements.

As European settlers began to make their way into the region in the late 18th and early 19th centuries, Spencer experienced a transformative period. These settlers were drawn to the area's fertile land, lush forests, and the promise of a new beginning. The town itself was established in the first half of the 19th century and was named after Thomas Sharp Spencer, a long hunter who had explored the region extensively.

With the growth of the community, Spencer became a pivotal hub for logging and agriculture. The vast woodlands provided ample timber, leading to the establishment of sawmills and related businesses. Concurrently, the fertile lands of Van Buren County were tilled for crops, making agriculture a significant pillar of the town's economy.

The Civil War era brought its challenges to Spencer. Tennessee was a battleground state, and the war's impact reverberated across towns big and small. In the post-war era, Spencer, like much of the South, underwent a period of rebuilding and reshaping.

Fast forward to the 20th century, and Spencer found a new identity. With the establishment of Fall Creek Falls State Park in the 1940s, the town began to gain prominence as a destination for nature enthusiasts. The park's creation was part of a broader push to develop recreational areas, and its success put Spencer on the map for both locals and visitors seeking the beauty of nature.

Throughout its history, Spencer has remained a testament to resilience, adaptability, and community spirit. From its early days as a trading hub for indigenous communities to its modern status as a nature lover's paradise, the town's journey reflects the broader narrative of Tennessee's growth and evolution.